Privacy Policy

Privacy Policy – K B Traders

Last Updated: 18 July 2026

This Privacy Policy explains how K B Traders collects, uses, stores, shares, and protects personal information across its parent company website, product websites, digital platforms, applications, payment processes, support channels, and related services.

1. About K B Traders

K B Traders is the parent company that develops, owns, manages, and supports multiple digital products and services.

The official parent company website, www.kbtraders.co.in, is primarily used for:

  • Company and business information
  • Legal policies
  • Payments and billing
  • Customer support
  • Business announcements
  • Information and links relating to K B Traders products

Our current digital products are:

  • QuizGenius – An online educational learning, assessment, and exam-practice platform. QuizGenius is currently available through www.kbtraders.co.in and is planned to transition to its dedicated website, www.quizgeniuskb.com, as part of the product's planned expansion.
  • KB Ride Connect – An online vehicle availability directory that helps travellers discover available vehicles and contact vehicle owners or drivers directly. KB Ride Connect operates through its dedicated website, www.kbride.in.

As K B Traders grows, additional digital products and services may be introduced under their own dedicated websites or domains.

Each product may operate independently through its dedicated website while remaining owned, managed, supported, and legally operated by K B Traders. Payments, billing, customer support, company information, and legal policies may continue to be provided through K B Traders and www.kbtraders.co.in, where applicable.

References to “K B Traders”, “we”, “us”, or “our” in this Privacy Policy include the applicable K B Traders product, platform, website, or service being used.

2. Scope of this Privacy Policy

This Privacy Policy applies to users of QuizGenius and KB Ride Connect, including students, parents or legal guardians, educators, travellers, vehicle owners, and drivers.

It applies across K B Traders websites, product domains, applications, account portals, payment processes, support channels, and related digital services, including:

  • www.kbtraders.co.in – the K B Traders parent company, payments, support, and legal-information website
  • www.quizgeniuskb.com – the planned dedicated QuizGenius product website
  • www.kbride.in – the dedicated KB Ride Connect product website
  • Any future official product website, application, or service introduced by K B Traders

QuizGenius is currently available through www.kbtraders.co.in and may later operate primarily through www.quizgeniuskb.com. This Privacy Policy continues to apply before, during, and after that transition.

Our platforms may be made available to users in India and, where supported, other countries including Canada and the United States.

By accessing or using a K B Traders platform, submitting information, creating an account, making a payment, contacting support, or using its services, you acknowledge that your information may be handled as described in this Privacy Policy.

Where consent is required under applicable law, we will request appropriate consent before processing the relevant personal information.

3. Information We May Collect

The information collected depends on the platform, account type, and features used. We may collect:

  • Name, email address, phone number, or WhatsApp number
  • Account and authentication information
  • Class, grade, subject, and educational preferences
  • Quiz attempts, scores, performance, and learning-progress records
  • Vehicle, driver, route, and listing information
  • Documents and photographs submitted for verification
  • Payment screenshots, transaction references, UTR numbers, and payment status
  • Account-support, email, and WhatsApp communication records
  • Device, browser, session, security, and platform-usage information
  • Search, listing-view, and contact-button activity, where such features are enabled

We aim to collect only the information reasonably required to provide, secure, verify, and improve our services.

4. QuizGenius Data Collection

For QuizGenius, we may collect:

  • Student or user name
  • Email address or login identifier
  • Selected class, grade, category, or subject
  • Parent or legal guardian contact details, where applicable
  • Quiz attempts, responses, scores, speed, and learning progress
  • Subscription and payment history
  • Certificates, achievements, and eligibility records
  • Optional school, teacher, tutor, or parent email details submitted for certificate delivery

This information may be used to provide exam-practice services, maintain learning records, calculate performance, issue eligible certificates, manage subscriptions, and protect the integrity of the platform.

Where a user voluntarily provides a school, teacher, tutor, parent, or guardian email address for certificate delivery, that address will be used only for the stated purpose and related service communication.

5. KB Ride Connect Data Collection

For KB Ride Connect, we may collect:

  • Owner or account-holder name
  • Email address and Google Account information used for sign-in
  • Phone and WhatsApp numbers
  • Alternate contact number, where optionally provided
  • City, state, district, PIN code, or base-location information
  • Owner, driver, and vehicle details
  • Vehicle registration number, model, type, manufacturer, year, fuel type, and colour
  • Driving Licence details and expiry date
  • RC, Insurance, PUC, Fitness Certificate, and related expiry information
  • Owner, driver, and vehicle photographs
  • Route, travel date, departure time, return journey, and listing information
  • Verification, approval, correction, suspension, renewal, and listing-status records
  • Payment screenshots, UTR or transaction references, and payment-verification records
  • Consent, WhatsApp confirmation, reminder, and support communication records

Travellers using the public directory may be able to search without creating an owner account. Limited search and session information may still be processed for security, service operation, demand analysis, rate limiting, and misuse prevention.

6. Google Sign-In and Account Authentication

Where Google Sign-In is available, we may receive basic account information authorized by the user, such as:

  • Name
  • Email address
  • Google account identifier
  • Basic profile information made available for authentication

This information is used to authenticate the user, create or connect an account, secure access, and prevent unauthorized use.

We do not access unrelated Gmail messages, Google Drive files, contacts, passwords, or other private Google Account information merely because Google Sign-In is used.

Authentication may be supported through services such as Firebase Authentication. Passwords or authentication credentials handled by an authentication provider are not intentionally stored by K B Traders in readable, plain-text form.

7. KB Ride Connect Document Upload and Verification

KB Ride Connect may collect documents including:

  • Driving Licence
  • Vehicle Registration Certificate (RC)
  • Insurance document
  • Pollution Under Control (PUC) Certificate
  • Fitness Certificate, where applicable
  • Owner or driver photograph
  • Vehicle photographs

These documents are collected for identity, vehicle, document, expiry, platform-quality, security, and administrative verification purposes.

Verification conducted by KB Ride Connect is for directory administration and quality control. It does not constitute legal advice, a transport-permit decision, or a determination that a vehicle may lawfully be used for any particular purpose.

Uploaded verification documents:

  • Are not displayed to travellers or the general public
  • Are stored in access-restricted cloud storage
  • Are accessible only to authorized personnel or approved service providers where reasonably necessary
  • May be reviewed to identify incomplete, expired, mismatched, unclear, or invalid submissions

Public listings display only limited vehicle, route, availability, and verification-related information required for the directory service. Sensitive documents and complete private account records are not intended to be included in public listings.

8. AI-Assisted and Automated Verification

Where implemented and where appropriate consent or another lawful basis exists, documents or submitted information may be processed using automated tools to assist authorized administrators.

Automated tools may help:

  • Read document fields
  • Identify expiry dates
  • Compare submitted details
  • Detect unclear or incomplete uploads
  • Highlight possible mismatches or duplicate submissions
  • Prioritize records requiring human review

Automated processing is intended to assist verification and administration. Final approval, rejection, correction, suspension, pricing, and compliance decisions remain with authorized human administrators.

Where an external technology provider is used, we aim to share only the information reasonably required for the relevant check and to use available privacy, security, retention, and training-control settings appropriate to the service.

9. Payments and Financial Information

Payments may be accepted through approved methods, including manual QR payment verification and, where introduced, integrated payment facilitators or payment gateways.

For manual payment verification, we may collect:

  • Payment screenshot
  • UTR or transaction reference number
  • Payment date
  • Expected and paid amount
  • Payment purpose and verification status

We do not intentionally store complete debit-card or credit-card numbers, card security codes, or online-banking passwords.

Where a third-party payment provider processes a payment, its own privacy policy and terms may also apply.

Payment and transaction records may be used for account activation, subscription management, listing services, verification, accounting, fraud prevention, dispute handling, and refund requests under our Cancellation, Refund & Payment Policy.

10. Why We Use Personal Information

We may use personal information to:

  • Create, authenticate, secure, and manage user accounts
  • Provide quizzes, learning materials, progress tracking, and certificates
  • Provide vehicle registration, verification, listing, and search features
  • Display eligible public vehicle-availability listings
  • Enable travellers to contact an eligible owner or driver
  • Verify documents, payments, and submitted information
  • Process subscriptions, fees, renewals, corrections, and refund requests
  • Send essential account, security, verification, payment, and expiry notifications
  • Send opted-in listing-demand or service-related alerts
  • Prevent spam, fraud, duplicate submissions, scraping, and platform misuse
  • Maintain audit records and platform security
  • Measure service performance and improve functionality
  • Respond to support, privacy, and legal requests
  • Meet applicable legal, tax, accounting, regulatory, and compliance obligations

11. WhatsApp, Email, and Service Communications

We may use the registered email address or WhatsApp number to send:

  • Account and security messages
  • Registration and verification updates
  • Correction or document-renewal requests
  • Insurance, Driving Licence, PUC, Fitness Certificate, or other expiry reminders
  • Subscription, payment, refund, and listing-fee updates
  • Certificate-delivery messages
  • Listing and route-demand notifications
  • Important platform or policy announcements
  • Responses to support requests

Essential account, legal, payment, security, and verification messages may continue where reasonably required to provide or protect the service.

Users may be offered a method to stop or reduce optional promotional or demand-alert communications without affecting essential account messages.

Messages sent through WhatsApp are also subject to WhatsApp’s own terms and privacy practices.

12. Cookies, Local Storage, Analytics, and Session Data

Our websites or applications may use cookies, local storage, session storage, security tokens, and similar technologies to:

  • Maintain login sessions
  • Remember language or interface preferences
  • Protect account and platform security
  • Prevent spam or repeated misuse
  • Measure page, search, listing, or feature usage
  • Improve performance and user experience

Where enabled, analytics services may include Firebase Analytics, Google Analytics, or similar tools.

These tools may process information such as device type, browser type, general location derived from technical information, visited pages, session events, search activity, and feature interactions.

We do not intend to use our own cookies to monitor a user’s unrelated activity outside K B Traders platforms.

Users may manage cookies through their browser or device settings. Disabling essential cookies or storage may affect login, security, or platform functionality.

13. Data Sharing and Third-Party Services

K B Traders does not sell or rent personal information.

Information may be shared, where reasonably necessary, with:

  • Cloud hosting, storage, database, and authentication providers such as Google Cloud or Firebase
  • Email and communication service providers
  • WhatsApp or approved messaging providers
  • Payment facilitators and payment gateways
  • Analytics, security, document-processing, or automated-verification providers
  • Professional advisers, auditors, or service providers subject to appropriate obligations
  • Government, regulatory, judicial, or law-enforcement authorities where legally required

Service providers are expected to receive only the information reasonably required for the service they perform and to handle it under their applicable contractual, privacy, and security obligations.

We may also disclose information where reasonably necessary to:

  • Comply with applicable law or a lawful request
  • Protect users, the public, K B Traders, or its legal rights
  • Investigate fraud, false documents, security incidents, or misuse
  • Enforce applicable terms and policies

14. KB Ride Connect Public Listings and Direct Contact

KB Ride Connect is an online vehicle availability directory and not a transport, taxi, fare, or booking service.

Public listings may display limited information such as:

  • Vehicle model and type
  • Route and travel date
  • Departure or return-journey information
  • Availability status
  • A verification indicator, where applicable
  • A contact action that enables communication with the relevant owner or driver

Government-issued documents, document images, private account information, payment proofs, and administrative records are not intended to appear in public search results.

When a traveller chooses to contact an owner or driver, limited information necessary to enable the communication may be processed. Once users communicate directly through WhatsApp or another external service, that service’s privacy practices also apply.

15. Cross-Border Processing and Data Transfers

K B Traders may use cloud, authentication, analytics, communication, payment, or technical service providers whose systems or personnel are located outside the user’s state, province, or country.

As a result, personal information may be stored, accessed, supported, or processed in India or in other jurisdictions, including through Google, Firebase, or other approved infrastructure.

The privacy and data-protection laws of another jurisdiction may differ from those in the user’s country.

Where cross-border processing occurs, K B Traders will take reasonable steps appropriate to its role and the applicable law to protect the information and use service providers offering suitable privacy and security controls.

Cross-border transfers will remain subject to any restrictions, requirements, or directions imposed under applicable law.

16. Data Security

We use reasonable technical and organizational safeguards appropriate to the nature of the information and the services involved.

These safeguards may include:

  • Authentication and protected account access
  • Encrypted transmission through HTTPS or equivalent secure connections
  • Firebase Security Rules or equivalent database-access controls
  • Access-restricted cloud storage
  • Firebase App Check or similar application-verification controls
  • User-specific document-storage paths
  • Role-based and limited administrative access
  • Server-side validation of sensitive operations
  • Security logs, audit records, monitoring, and rate limits
  • Human review of approvals and sensitive administrative decisions

Users are responsible for protecting their login credentials, devices, email accounts, and linked Google Accounts, and should promptly inform us of suspected unauthorized access.

No electronic system, internet transmission, or storage method can be guaranteed to be completely secure. Accordingly, while we take reasonable precautions, absolute security cannot be guaranteed.

17. Personal Data Breaches

If a personal data breach occurs, K B Traders will assess the incident and take reasonable steps to contain, investigate, and address it.

Where notification is required under applicable law, affected individuals and the appropriate authority or body will be informed in the form and manner required by law.

18. Children’s and Students’ Privacy

QuizGenius is intended for educational use by students, including users who may be minors under applicable law.

Parents, legal guardians, schools, and educators should supervise a minor’s use of QuizGenius where appropriate.

Account creation, consent, and subscription payments for a minor should be completed by, or with the involvement and authorization of, a parent or legal guardian where required by applicable law.

For users in India, personal data relating to children will be handled subject to applicable requirements under the Digital Personal Data Protection Act, 2023, the Digital Personal Data Protection Rules, 2025, and other applicable legal requirements as they become effective.

For users in the United States, where QuizGenius is directed to children under 13 or K B Traders has actual knowledge that personal information is being collected online from a child under 13, K B Traders will seek verifiable parental consent before collecting, using, or disclosing that child’s personal information, except where an applicable legal exception permits otherwise.

Where required parental consent has not been obtained, access to relevant account features may be restricted, suspended, or declined until appropriate consent is received.

Parents or legal guardians may contact us to:

  • Review personal information associated with their child
  • Request correction or deletion
  • Withdraw previously provided consent, where applicable
  • Request that further collection or use be stopped, subject to legal and operational requirements

We do not knowingly seek more personal information from a child than is reasonably necessary to provide the educational service.

19. Privacy Rights and Requests

Subject to applicable law, users may have the right to:

  • Know what personal information is being processed
  • Request access to available personal information
  • Request correction of inaccurate or incomplete information
  • Request deletion or erasure, subject to lawful retention requirements
  • Withdraw consent where processing is based on consent
  • Request a copy or export of information where reasonably feasible
  • Raise a grievance or privacy concern
  • Nominate another individual to exercise applicable rights where permitted by law

A request may be subject to reasonable identity and account verification before it is processed.

To help us identify the correct record, users should provide:

  • Registered name
  • Registered login ID or email address
  • Relevant product name: QuizGenius or KB Ride Connect
  • A clear description of the request

We will respond within a reasonable period and in accordance with applicable legal requirements.

20. Data Retention and Account Deletion

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy or as required for legal, tax, accounting, fraud-prevention, security, audit, or dispute-resolution purposes.

As a general practice:

  • QuizGenius account, performance, subscription, certificate, and achievement records may be retained during the account or subscription period and for a reasonable period thereafter to support access, certificate verification, dispute resolution, and legal obligations.
  • KB Ride Connect account, verification, vehicle, and listing records may be retained while the account, vehicle, or listing remains active.
  • KB Ride Connect verification documents may ordinarily be retained during an active account or listing and for up to 180 days after account closure, final listing expiry, rejection, or termination where reasonably required for dispute resolution, fraud prevention, security, or compliance.
  • Documents may be deleted or anonymized earlier when they are no longer reasonably required.
  • Information may be retained longer than 180 days where required by law, a lawful order, an unresolved payment or legal dispute, fraud investigation, tax or accounting requirement, or protection of legal rights.
  • Payment and transaction records may be retained for the period required under applicable financial, accounting, tax, and legal obligations.
  • Security logs, audit records, consent records, and administrative decisions may be retained for a reasonable period to protect the platform and demonstrate compliance.
  • Anonymized or aggregated information that no longer identifies an individual may be retained for analytics, research, security, and service improvement.

Users may request account deletion by contacting K B Traders. Account deletion may result in loss of access to subscriptions, learning records, certificates, vehicle records, listings, and associated services.

Certain information may continue to be retained after account deletion where retention is legally required or reasonably necessary for fraud prevention, security, accounting, disputes, or enforcement of legal rights.

21. Withdrawal of Consent and Communication Preferences

Where personal information is processed based on consent, a user may request to withdraw that consent.

Withdrawal of consent does not affect processing already completed before withdrawal and may not affect processing permitted or required under another lawful basis.

Where information is essential for account authentication, verification, payment records, document compliance, security, or delivery of a requested service, withdrawing consent may prevent continued use of some or all platform features.

Optional communications may be managed through available opt-out methods or by contacting us.

22. Third-Party Links and Services

Our platforms may contain links or redirects to third-party websites, applications, payment services, WhatsApp, Google services, or other external platforms.

K B Traders does not control the privacy practices of independent third parties. Users should review the privacy policies and terms of those services before providing information to them.

23. Policy Updates

K B Traders may modify, update, or revise this Privacy Policy to reflect changes in services, technology, security practices, legal requirements, or business operations.

The updated version will become effective from the date displayed as “Last Updated” after it is published on the official website.

Where a change materially affects how personal information is handled, we may provide an additional notice through the website, account, email, WhatsApp, or another reasonable communication method where appropriate.

Continued use of QuizGenius or KB Ride Connect after an updated Policy becomes effective constitutes acknowledgement of the revised Policy, subject to any additional consent required by applicable law.

24. Governing Law and Jurisdiction

This Privacy Policy is governed by the applicable laws of India, including the Digital Personal Data Protection Act, 2023, the Digital Personal Data Protection Rules, 2025, and other applicable laws and regulations as and when their relevant provisions become enforceable.

Nothing in this Privacy Policy limits any mandatory privacy rights or remedies that cannot lawfully be excluded.

Subject to applicable mandatory law, disputes arising from this Privacy Policy shall be subject to the jurisdiction of the competent courts at Nanded, Maharashtra, India.

25. Business Information

Parent Company: K B Traders

Official Parent Company Website:
www.kbtraders.co.in

The parent company website is primarily used for company information, legal policies, payments and billing, customer support, business announcements, and links to K B Traders products.

Current Products and Official Websites:

Future products introduced by K B Traders may operate through their own dedicated websites or domains while remaining owned, managed, supported, and legally operated by K B Traders.

MSME (Udyam) Registration Number: UDYAM-MH-21-0096795

Registered Location: Nanded, Maharashtra, India

K B Traders is registered as an enterprise under the Ministry of Micro, Small and Medium Enterprises, Government of India.

26. Related Policies

This Privacy Policy should be read together with the applicable:

  • Terms and Conditions
  • Cancellation, Refund & Payment Policy
  • Disclaimer
  • Verification or platform-specific policies made available by K B Traders

27. Contact and Privacy Requests

For privacy concerns, access requests, correction requests, account deletion, consent withdrawal, data export, or other privacy-related matters, contact:

K B Traders
📧 Email: info@kbtraders.co.in
💬 WhatsApp: +91-9665687813 (Messages Only – No Phone Calls)

Please include:

  • Your registered name
  • Your registered login ID or email address
  • The relevant product name: QuizGenius or KB Ride Connect
  • A clear description of your request

For security and privacy protection, we may request reasonable information to verify the identity and authority of the person submitting the request before providing access, correction, deletion, or other account-related assistance.